Investment Management
Disciplined. Data Driven. Aligned with Your Goals.
Our investment approach is built on discipline and data – not gut feelings or market hype. We use a systematic, research-based process to make informed decisions that reflect market conditions and our clients’ values/goals. We review and update our investment models every month to ensure that our clients’ investments remain closely aligned with the strategies being used. We also rebalance every month – even when the holdings have not changed.
Protect First, Grow Second
At the core of our philosophy is a simple principle: Protect First, Grow Second. We believe effective investment management is about helping you stay invested with confidence through all market environments.
Transparent Pricing
We believe in simple, transparent pricing. Our fees are based on assets under management (AUM) and allow us to provide value in the ways listed below:
- Custom investment strategy based on your goals
- Monthly portfolio monitoring and rebalancing
- Ongoing financial success planning (complimentary, no extra fees)
- Support for life transitions
- Access to our team for questions and advice year-round
We use low cost diversified investments in our standard models with underlying expense ratios typically ranging from 0.03% to 0.27% as of September, 2025 so more of your money stays invested working for you.
Four Layers of Diversification*
We believe smart diversification is essential for long-term success. Depending on your goals and risk profile, we can incorporate up to four layers of diversification into your portfolio:
- Assets Class: Using a mix of stocks, bonds, and/or cash
- Style: Blending growth and value investment strategies
- Geography: Exposure to both U.S. and international markets
- Sector and Fixed Income Strategies: For stocks, this involves owning stocks from many different sectors (such as Financials, Technology, Consumer Staples, etc.). For bonds, this includes owning a mix of government and corporate bonds
* While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market.
Tax Aware
Taxes matter. But they should not dictate every decision. We take a tax-aware approach, meaning we look for opportunities to improve tax efficiency without compromising the integrity of your long-term strategy.
We aim to strike the right balance: minimizing unnecessary tax costs while staying focused on what truly drives financial outcomes. In other words, we are mindful of taxes but we do not let the “tax tail” wag the “investment dog.”
Financial Success Planning
Plan for Success
Financial Success Planning with Concours Capital Advisors aims to provide personalized guidance to help you align your financial life with your values and goals. We offer complimentary planning to our investment management clients – and to those exploring a relationship with us – because comprehensive advice should not come with surprise fees.
Advice You Can Count On
Our planning conversations may be formal or informal and we will focus on what is most relevant to your situation. Whether you are preparing for retirement, evaluating major decisions, or simply looking to get more organized, we are here to provide advice you can act on!
Book a Free Introductory Meeting
Most of our clients are regular people and families, and some are business owners. Our planning may cover topics such as:
- Retirement planning
- Education funding
- Tax considerations
- Protection planning
- Estate and legacy planning
- Business planning and succession/transition strategies